This Privacy Policy outlines how Meridian Grant Commercial LLC (“Meridian Grant,” “we,” “us,” or “our”) gathers, evaluates, protects, and discloses records submitted through meridiangrant.com, our commercial receivables dossier workflows, and associated client support channels.
1. Information Gathered in Your Dossier
We collect information you furnish directly when opening or retrieving a file—including business legal name, tenure, gross revenue or income figures, authorized representative contact details, residential address, date of birth, government-issued identification, Social Security number, and depository bank ABA routing and account numbers. We also log standard browser and network metadata (IP address, browser configuration, referring URL, and session timestamps) to maintain security and audit integrity.
2. Underwriting, Verification & Servicing Purposes
Submitted information is used to review commercial merchant cash advance eligibility; verify business operations, signatory identity, and depository routing; administer executed merchant agreements; execute optional partner introductions when you explicitly request them; communicate dossier updates; deter fraud; and comply with statutory recordkeeping obligations.
3. Service Providers, Verification Tools & Optional Referrals
We share dossier data with contracted operational vendors supporting bank-routing lookup, postal verification, financial-account connectivity (such as Plaid when authorized by you), anti-fraud screening, payment clearing, and secure cloud infrastructure. Where a commercial receivables advance is unavailable and you affirmatively execute our Partner Connection Authorization, we transmit your inquiry to participating third-party finance providers for evaluation. We do not sell personal information to unrelated third-party data brokers.
4. Data Protection & Retention
We apply transport-layer encryption and role-based access controls designed to safeguard commercial and personal records, retaining files only as long as required for underwriting, servicing, audit, and regulatory compliance before secure disposal or de-identification.
5. Access, Correction, Deletion & State Privacy Rights
You may submit a verifiable request to inspect, amend, or delete personal information—and exercise applicable state privacy rights without discrimination—by writing to [email protected] or calling (888) 749-3120. Marketing emails may be suppressed anytime via Email Preferences. Our platform is intended solely for individuals aged 18 and older.
6. Contact Our Privacy Desk
Meridian Grant Commercial LLC
1000 N West St, Suite 920, Wilmington, DE 19801
Email: [email protected] · Phone: (888) 749-3120